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The Eight Secrets of Successful Car Buying

May 13th, 2013 -


  1. Shop around before you buy. You can purchase a vehicle from a dealer, privately or at auction. Think about what you need the vehicle for and what type (e.g. sedan, wagon, 4×4) you want. Then look at all the various buying options such as dealers, newspapers, auctions, car fairs and websites. Get an idea of prices and what you can afford.
  2. If you have an existing vehicle to sell, know its fair value and what price you want for it. Many dealers will try to buy your car at a very low price citing all sorts of things wrong with it and excuses why they can’t offer more. Alternatively, you can sell it yourself privately.
  3. Check out the history of any car you want to buy. Confirm the registered owner (so that you pay the right person!), how many previous owners and miles/kilometres. Check the Registration and WOF are current. If the vehicle is a diesel, check that Road User Charges are up to date.
  4. Check if there is money owing on the vehicle. You can check this out on the Personal Property Security Register or we can do it for you. You must make sure there is nothing owing on the car BEFORE you hand over your money otherwise the person owed could repossess it from you.
  5. Consider getting a written pre-purchase inspection from the AA or similarly qualified mechanic to make sure there won’t be any unforeseen problems later.
  6. Never pay the window or asking price for a vehicle. Offer less to start with to give yourself room to negotiate. Be prepared to walk away if you can’t get your price. The seller will often call you back!!
  7. Investigate all the finance options available to you. Dealers will offer hire purchase but this is often the most expensive option, and you don’t have to take it. Adding to your mortgage is false saving as you will be paying for the car for the next 10-20 years ― long after you’ve replaced it.
  8. And finally, don’t forget the insurance. You’ve spent thousands of dollars on your bright new car ― don’t let someone ruin it for you because you had an accident or it was stolen and you weren’t insured.

If you require finance for your new vehicle you can apply online  and we will be in touch with you soon.

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