Car Loans

Get a cheap car loan from NZCUCheap car finance NZ and cheap car loans NZ are available from only 13.95% at NZCU.

Get an NZCU Credit Union car loan pre-approved and pay a “cash price” for a car of your choice. Our car loans are ideal for used car shopping on Trade Me. You don’t even need a deposit or trade-in to be able to get vehicle finance from us.

At NZCU we offer personal service from a dedicated lending consultant to get car financing loan tailored for you.

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You can get cheap car loans from NZCU because the loan can be secured against the car. Our application fees are lower than most lenders and banks. Car insurance and warranties are also available so you can have worry-free motoring. Our NZ car finance packages are competitive because as a credit union, we are owned by our members and not about profit but all about you.

NZCU NZ car loans offer:

  • Affordable repayments
  • A selection of repayment terms
  • Dedicated car lending consultant
  • Easy top-up your car loan at any time.*

Apply online today and one of our friendly loan staff will contact you.  Together we will find out how we can responsibly succeed to help you live your dreams.

Because the NZCU group have no ‘outside’ shareholders, all our profits (after providing for necessary reserves and operating costs) are returned to members through low cost loans and reasonable fees, and top interest rates on savings.

*Lending criteria apply.